OUR PEOPLE

Tim Baldock

Managing Director – Specialist Financial Solutions

Tim has been involved in banking and financial services since 1986 when he commenced his career with Westpac Bank. During his time at the bank he worked his way up to a senior management role and then in 1999 commenced his own financial planning business. In 2006 Tim established Specialist Financial Solutions to provide financial planning advice to the clients of Specialist Finance Group.

As Managing Director, Tim’s time is spent primarily on Business Development and Business Growth. He has a Diploma in Business majoring in Banking and Finance and an Advanced Diploma in Financial Services. In his spare time away from the office Tim works as a volunteer tour guide on Rottnest Island.

Ryan Kelly CFP®

Senior Financial Planner

Ryan is the Senior Financial Planner with Specialist Financial Solutions. Holding the Certified Financial Planner designation, his job involves assisting clients with meeting their insurance, superannuation, estate planning and budgeting requirements, as well as complex planning involving tax strategies, trust structures and Self Managed Superannuation Funds. In 2013 he successfully completed the Financial Planning Association’s Certified Financial Planner certification, the highest distinction in the Financial Planning profession.

After leaving school, Ryan commenced his tertiary studies in the United States where he was offered a baseball scholarship. He completed a Bachelor of Science and Business Administration with a concentration in General Business (BScBA) at Midland University in Nebraska. On returning to Australia he continued his baseball career playing for the Perth Heat and while working for Wealth Management Partners progressed from Paraplanner to Associate Adviser and then to a fully qualified financial planner whilst completing his Diploma and Advanced Diploma of Financial Services.

David Bushe-Jones CFP®

Strategic Relationship Manager 

David has worked in the Financial Services Industry since 1991 advising clients around all aspects of their personal and professional lives, but specifically their investment and insurance requirements.  David has held many senior leadership positions during his career and still now continues to strive towards excellence for all client’s advice outcomes.

David continues to study as part of his professional commitment to higher standards and is currently studying towards his post-graduate Diploma of Financial Planning. Previously he completed his Advanced Diploma of Financial Planning via Deakin University.

David’s role within SFS is managing our Strategic Relationships whilst also mentoring our emerging, up and coming financial planners. David is motivated to see all his clients and associates do well and achieve their own goals.

When not working, David enjoys spending as much time with his young family.

Tony Minchin

Senior Financial Planner

Tony has been a Financial Planner for the past ten years.  He ran his own successful Financial Planning practice from 2012 to 2017, and joined Specialist Financial Solutions in 2017.  Tony prides himself on guiding his clients to make smart and effective financial decisions.  Tony is experienced in developing and implementing superannuation (including self-managed super funds), investment, insurance, retirement and estate planning strategies.  Tony has a wealth of knowledge in dealing with budgeting, wealth accumulation and retirement issues, including financial issues with Centrelink.  He currently holds a Diploma and Advanced Diploma in Financial Planning and was awarded and completed the MLC Adviser Scholarship in 2011.

Prior to his career as a Financial Planner, Tony was a Police Officer in the WA Police Force for ten years.

Tony is married with three active sons, and spends most weekends ferrying them from one sports field to another.  When he has some spare time he enjoys cooking, reading and watching AFL and cricket.

Niall Hughes BCom (FIN & ECON)

Financial Planner

Niall has been active in the Financial Services Industry since graduating University with a Bachelors of Commerce(Econs & Fin) in 2014. Since then he has spent his time working in Boutique Financial Planning Firms and continuing his education through the completion of the Advanced Diploma of Financial Planning, Niall joined the Specialist Financial Solutions team at the start of 2019.

Niall has spent his time building the skills and expertise to allow him to help clients through a variety of life’s twists and turns, all in order to put them in a better position moving forward. He specialises in personal insurance, superannuation, retirement, estate and investment planning.

When Niall isn’t at work helping his clients realise their goals, he spend his time either watching, playing or coaching Soccer. His other passion is travel and trying to see as many different places as possible.

Darryn Pereira BCom, ADFP

Financial Planner

Darryn has been active in the Financial Services Industry for 11 years with a broad spectrum of experience. This has ranged from within the banking sector, private financial planning firms and industry super funds, providing advice to retail and business clients, as well as SMSF’s and other tax structures.

From these platforms, Darryn has coached, educated, and navigated clients through various situations, including times of distress and through key life milestones.

Darryn’s passion is being in the great outdoors, whether it’s kayaking, fishing or just relaxing on the beach as well as spending time with his young family. He enjoys helping his clients pursue their own passions through effective financial planning.

Velga Robins 

Client Services

Velga enjoys spending time with her husband and family, loves the outdoors, long walks, country drives, reading, movies and gardening.

In her spare time Velga is a Master Light Worker & Natural Therapist, with over 20 years’ experience; she has the knowledge and understanding in the power of healing our mind, body, and soul.

Velga assists clients by facilitating Insurance, Insurance Claims and Superannuation updates and managing implementation of applications. Reviewing client’s portfolios, replying to client inquires along with critical administration responsibilities. With an excellent skill set specifically allied to attention to detail and follow ups, Velga ensures clients receive a high level of service.

Velga brings with her years of administration experience working in the Medical field for 16 years. She has spent further 9 years in Financial Services Industry and 2 years in Retirement Living Services. She has a strong customer focus and is very committed to her work.

Jay Thwaites BCom

Associate

While not long in the Financial Services industry, Jay has recently finished studying his Bachelor of Commerce with majors in Finance & Accounting and several awards for high academic achievement. He is currently studying his Graduate Diploma of Financial Planning. While studying, Jay also held several jobs and owned his own small business in which he was able to develop close relationships with clients and strategies to assist them in meeting their goals. Here he began to see the positive impacts that you can have on a client in need of advice.

Since joining Specialist Financial Solutions, Jay has seen those same moments of clarity and relief on clients faces as they go from not knowing where and how to start, to having a clear understanding of how and what is needed to reach their goals and having that plan set out for them, and it has instilled in him a passion for the potential of the Financial Services industry.

Outside of work Jay devotes his time to his family, keeping fit, and continuous self-development. Jay has a 7 year old boy who keeps him on his toes and he enjoys visiting the gym, beach, hiking, and listening to audiobooks and podcasts.

Luke Muscedere ADFP

Associate

Luke started his career in senior management roles throughout mining services and sales account management, until a change of heart in 2013 drove him to follow his passion into financial services. He recommenced his studies and currently holds an Advanced Diploma in Financial Planning and is currently completing his Graduate Diploma and Master. His extensive experience in leadership positions, coordinating service delivery and being in front of clients means that Luke is a proactive individual who operates with a “client advocacy” mentality, ensuring that your best interests are at the heart of every decision.

Luke is recently married and embarking on the next phase of his life with two young daughters under the age of two to negotiate with. He is active in his community; some of the endeavours he supports are masonic charitable events and fundraisers, holding positions within his local political party branch, managing Neighbourhood Watch in his local area among many others.

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