Ryan Kelly CFP®

Director & Senior Financial Planner

Ryan is the Senior Financial Planner with Specialist Financial Solutions. Holding the Certified Financial Planner designation, his job involves assisting clients with meeting their insurance, superannuation, estate planning and budgeting requirements, as well as complex planning involving tax strategies, trust structures and Self Managed Superannuation Funds. In 2013 he successfully completed the Financial Planning Association’s Certified Financial Planner certification, the highest distinction in the Financial Planning profession.

After leaving school, Ryan commenced his tertiary studies in the United States where he was offered a baseball scholarship. He completed a Bachelor of Science and Business Administration with a concentration in General Business (BScBA) at Midland University in Nebraska. On returning to Australia he continued his baseball career playing for the Perth Heat and while working for Wealth Management Partners progressed from Paraplanner to Associate Adviser and then to a fully qualified financial planner whilst completing his Diploma and Advanced Diploma of Financial Services.

Darryn Pereira BCom, ADFP

Financial Planner

Darryn has been active in the Financial Services Industry for 11 years with a broad spectrum of experience. This has ranged from within the banking sector, private financial planning firms and industry super funds, providing advice to retail and business clients, as well as SMSF’s and other tax structures.

From these platforms, Darryn has coached, educated, and navigated clients through various situations, including times of distress and through key life milestones.

Darryn’s passion is being in the great outdoors, whether it’s kayaking, fishing or just relaxing on the beach as well as spending time with his young family. He enjoys helping his clients pursue their own passions through effective financial planning.

Tony Minchin

Senior Financial Planner

Tony has been a Financial Planner for the past ten years.  He ran his own successful Financial Planning practice from 2012 to 2017, and joined Specialist Financial Solutions in 2017.  Tony prides himself on guiding his clients to make smart and effective financial decisions.  Tony is experienced in developing and implementing superannuation (including self-managed super funds), investment, insurance, retirement and estate planning strategies.  Tony has a wealth of knowledge in dealing with budgeting, wealth accumulation and retirement issues, including financial issues with Centrelink.  He currently holds a Diploma and Advanced Diploma in Financial Planning and was awarded and completed the MLC Adviser Scholarship in 2011.

Prior to his career as a Financial Planner, Tony was a Police Officer in the WA Police Force for ten years.

Tony is married with three active sons, and spends most weekends ferrying them from one sports field to another.  When he has some spare time he enjoys cooking, reading and watching AFL and cricket.

Jay Thwaites BCom


While not long in the Financial Services industry, Jay has recently finished studying his Bachelor of Commerce with majors in Finance & Accounting and several awards for high academic achievement. He is currently studying his Graduate Diploma of Financial Planning. While studying, Jay also held several jobs and owned his own small business in which he was able to develop close relationships with clients and strategies to assist them in meeting their goals. Here he began to see the positive impacts that you can have on a client in need of advice.

Since joining Specialist Financial Solutions, Jay has seen those same moments of clarity and relief on clients faces as they go from not knowing where and how to start, to having a clear understanding of how and what is needed to reach their goals and having that plan set out for them, and it has instilled in him a passion for the potential of the Financial Services industry.

Outside of work Jay devotes his time to his family, keeping fit, and continuous self-development. Jay has a 7 year old boy who keeps him on his toes and he enjoys visiting the gym, beach, hiking, and listening to audiobooks and podcasts.

Jessie Grove BCom


Jessie is new to the Financial Services Industry but has completed a Bachelor’s in Commerce with majors in Banking and Finance and is currently furthering her education with a Diploma in Financial Planning.

Jessie has worked in customer service for 5 years which has given her extensive knowledge in managing customer interactions. Jessie has enjoyed learning new skills which not only improves her own expertise but her ability to help Specialist Financial Solutions client’s to reach their goals. She has a passion for helping people and uses this passion to assist clients through times of financial distress and triumph.

When Jessie isn’t at work, she is either bouldering or spending time with her friends and family. She enjoys taking trips down to Albany where she grew up to see her family as well as hiking and going to the beach.

Velga Robins 

Client Services

Velga enjoys spending time with her husband and family, loves the outdoors, long walks, country drives, reading, movies and gardening.

In her spare time Velga is a Master Light Worker & Natural Therapist, with over 20 years’ experience; she has the knowledge and understanding in the power of healing our mind, body, and soul.

Velga assists clients by facilitating Insurance, Insurance Claims and Superannuation updates and managing implementation of applications. Reviewing client’s portfolios, replying to client inquires along with critical administration responsibilities. With an excellent skill set specifically allied to attention to detail and follow ups, Velga ensures clients receive a high level of service.

Velga brings with her years of administration experience working in the Medical field for 16 years. She has spent further 9 years in Financial Services Industry and 2 years in Retirement Living Services. She has a strong customer focus and is very committed to her work.

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